Cookie Policy
Use of cookies
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. The table below explains the cookies we use and why.
Essential cookies
Name |
Source |
Purpose |
Expiration |
|---|---|---|---|
| cookie-agreed | AXA IM | Know if a user has accepted or refused the collection of cookies | 100 days |
| cookie-agreed-categories | AXA IM | Categories of cookies accepted by the user. | 100 days |
| professional | AXA IM | Cookie to display the professional disclaimer. | 30 days |
| warning-banner | AXA IM | Cookie to avoid displaying the warning banner on every page once it's been closed once. | 1 day |
| ASM feature cookies | AXA IM | Secure areas of the website | 1 year |
| Kaltura | AXA IM | Enable videos | 1 year |
| __TAG_ASSISTANT | Allows GTM preview to be generated | 1 session |
Analytics cookies
Analytics Cookies collect data to understand how you (user) interact with our website and particular part of it. These insights allow us both to improve content and to build better features that improve the user's experience.
When a user visits our website for the first time, a unique identifier is randomly generated and stored as a cookie in the user's browser. The information stored in the cookie helps Google Analytics differentiate between a new user and a returning user and keep track of the number of times each user visits our website, the time users spend on a webpage, search terms used, and how they came to the site (website traffic).
This unique identifier alongside the user’s website traffic is shared with Google Inc and stored in the USA, a country that is not recognized by data protection authorities as providing an adequate level of protection to personal information. Therefore, appropriate safeguards have been implemented through Standard Contractual Clauses with Google Inc to comply with GDPR and national data protection laws requirements for transfers of data to the USA. A copy of such Clauses are available Google Cloud Standard Contractual Clauses.
Name |
Source |
Purpose |
Expiration |
|---|---|---|---|
| _ga | google.com |
Used to distinguish users |
2 years |
| _gid | google.com |
Used to distinguish users |
24 hours |
| _gat | google.com | Used to throttle request rate. If Google Analytics is deployed via Google Tag Manager, this cookie will be named _dc_gtm_<property-id> | 1 minute |
| AMP_TOKEN | google.com | Contains a token that can be used to retrieve a Client ID from AMP Client ID service. Other possibilities values indicate opt-out, inflight request or an error retrieving a client ID from AMP Client ID service. | 30 seconds to 1 year |
| _gac_<property-id> | google.com | Contains campaign related information for the user. I you have linked you Google Analytics and Google Ads accounts, Google Ads website conversion tags will read this cookie unless you opt-out. | 90 days |
| gtags.js | google.com | These cookies are used to collect information about how visitors use this Site. We use the information to help us improve our site through the collection of anonymized information (e.g. number of visitors to website and where visitors have come to the site from). | 1 year |
| analytics.js | google.com | These cookies are used to collect information about how visitors use this Site. We use the information to help us improve our site through the collection of anonymized information (e.g. number of visitors to website and where visitors have come to the site from). | 1 year |
| ga.js | google.com | These cookies are used to collect information about how visitors use this Site. We use the information to help us improve our site through the collection of anonymized information (e.g. number of visitors to website and where visitors have come to the site from). | 1 year |
| _gaexp | google.com | These cookies are used to collect information about how visitors use this Site. We use the information to help us improve our site through the collection of anonymized information (e.g. number of visitors to website and where visitors have come to the site from). | 1 year |
| _pcid | Piano.io | Visitor ID | 13 months by default, can be configured |
| _pctx | Piano.io | Piano context storage | 13 months by default, can be configured |
| _pprv | Piano.io | Consent Mode persistence | 13 months by default, can be configured |
| pa_user | Piano.io | Stored user information | 13 months by default, can be configured |
| pa_privacy | Piano.io | Privacy Mode persistence | 13 months by default, can be configured |
Advertising cookies
Name | Source | Purpose | Expiration |
|---|---|---|---|
| YouTube | YouTube | These cookies store your unique identify browser and internet device information/ How to block: Click on the ‘’Refuse’’ button at the bottom of the page or delete these cookies through your browser settings. | 1 year |
| These cookies store your unique identify browser and internet device information/ How to block: Click on the ‘’Refuse’’ button at the bottom of the page or delete these cookies through your browser settings. | 1 year | ||
| These cookies store your unique identify browser and internet device information/ How to block: Click on the ‘’Refuse’’ button at the bottom of the page or delete these cookies through your browser settings. | 1 year | ||
| X | X | These cookies store your unique identify browser and internet device information/ How to block: Click on the ‘’Refuse’’ button at the bottom of the page or delete these cookies through your browser settings. | 1 year |
| IDE | doubleclick.net | Google also use one or more cookies for advertising that we serve across the web. One of the main advertising cookies on non-Google sites is named ‘IDE‘ and is stored in browsers under the domain doubleclick.net. | 548 days |
| SIDCC | google.com | This cookie carries out information about how the end user uses the website and any advertising that the end user may have seen before visiting the said website. | 90 days |
| SSID | google.com | This cookie carries out information about how the end user uses the website and any advertising that the end user may have seen before visiting the said website. | 710 days |
| NID | google.com | Most Google users will have a preferences cookie called ‘NID’ in their browsers. A browser sends this cookie with requests to Google’s sites. The NID cookie contains a unique ID that Google uses to remember your preferences and other information, such as your preferred language (e.g. English), how many search results you wish to have shown per page (e.g. 10 or 20) and whether or not you wish to have Google’s SafeSearch filter turned on. Google uses cookies like NID and SID to help customise adverts on Google properties, such as Google Search. | 183 days |
| ANID | google.com | We also use one or more cookies for advertising that we serve across the web. One of the main advertising cookies on non-Google sites is named ‘IDE‘ and is stored in browsers under the domain doubleclick.net. Another is stored in google.com and is called ANID. We use other cookies with names such as DSID, FLC, AID, TAID and exchange_uid. Other Google properties, such as YouTube, may also use these cookies to show you more relevant adverts. | 710 days |
| SAPISID | google.com | This DoubleClick cookie is generally set through the site by advertising partners, and used by them to build a profile of the website visitor's interests and show relevant ads on other sites. This cookie works by uniquely identifying your browser and device. | 710 days |
| APISID | google.com | This DoubleClick cookie is generally set through the site by advertising partners, and used by them to build a profile of the website visitor's interests and show relevant ads on other sites. This cookie works by uniquely identifying your browser and device. | 710 days |
| HSID | google.com | Google use cookies called ‘SID’ and ‘HSID’ which contain digitally signed and encrypted records of a user’s Google account ID and most recent sign-in time. The combination of these two cookies allows us to block many types of attack, such as attempts to steal the content of forms that you complete on web pages. | 710 days |
| SID | google.com | Google use cookies called ‘SID’ and ‘HSID’ which contain digitally signed and encrypted records of a user’s Google account ID and most recent sign-in time. The combination of these two cookies allows us to block many types of attack, such as attempts to steal the content of forms that you complete on web pages. Google uses cookies like NID and SID to help customise adverts on Google properties, such as Google Search. | 710 days |
| SEARCH_SAMESITE | google.com | SameSite prevents the browser from sending this cookie along with cross-site requests | |
| 1P_JAR | google.com | This cookie carries out information about how the end user uses the website and any advertising that the end user may have seen before visiting the said website. | 30 days |
| DSID | doubleclick.ne | Cookies which are used to link your activity across devices if you’ve previously signed in to your Google Account on another device. We do this to coordinate that the ads you see across devices and measure conversion events. These cookies may be set on the domains google.com/ads, google.com/ads/measurement or googleadservices.com. | 13 days |
| __gads | doubleclick.net | Sometimes advertising cookies may be set on the domain of the site that you’re visiting. In the case of advertising that we serve across the web, cookies (e.g. cookies named ‘__gads’ or ‘__gac’) may be set on the domain of the site that you’re visiting. Unlike cookies that are set on Google’s own domains, these cookies can’t be read by Google when you’re on a site other than the one on which they were set. They serve purposes such as measuring interactions with the ads on that domain and preventing the same ads from being shown to you too many times. | 679 days |
How do I change my cookie settings?
You can change your cookie preferences at any time by clicking on the Manage Cookies button in the footer. You can then adjust the available sliders to ‘On’ or ‘Off’, then clicking ‘Save Preferences’. You may need to refresh your page for your settings to take effect.
Alternatively, most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit https://www.aboutcookies.org or https://www.allaboutcookies.org.
Find out how to manage cookies on popular browsers:
- Google Chrome
- Microsoft Edge
- Mozilla Firefox
- Microsoft Internet Explorer
- Opera
- Apple Safari
To find information relating to other browsers, visit the browser developer's website.
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.
Disclaimer
This website is published by AXA Investment Managers Asia (Singapore) Ltd. (Registration No. 199001714W) for general circulation and informational purposes only. It does not constitute investment research or financial analysis relating to transactions in financial instruments, nor does it constitute on the part of AXA Investment Managers or its affiliated companies an offer to buy or sell any investments, products or services, and should not be considered as solicitation or investment, legal or tax advice, a recommendation for an investment strategy or a personalized recommendation to buy or sell securities. It has been prepared without taking into account the specific personal circumstances, investment objectives, financial situation or particular needs of any particular person and may be subject to change without notice. Please consult your financial or other professional advisers before making any investment decision.
Due to its simplification, this publication is partial and opinions, estimates and forecasts herein are subjective and subject to change without notice. There is no guarantee forecasts made will come to pass. Data, figures, declarations, analysis, predictions and other information in this publication is provided based on our state of knowledge at the time of creation of this publication. Whilst every care is taken, no representation or warranty (including liability towards third parties), express or implied, is made as to the accuracy, reliability or completeness of the information contained herein. Reliance upon information in this material is at the sole discretion of the recipient. This material does not contain sufficient information to support an investment decision.
All investment involves risk, including the loss of capital. The value of investments and the income from them can fluctuate and investors may not get back the amount originally invested. Past performance is not necessarily indicative of future performance.
Some of the Services and/or products may not be available for offer to retail investors.
This publication has not been reviewed by the Monetary Authority of Singapore.